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Credit Scores – What Happens to My Credit Score When I Apply for a Credit Card?

There are millions of credit cards in the United States today. Over 70% of adults in the United States have at least one credit card in their wallet. However, many adults do not know enough about personal finance to understand what happens to their credit scores when they apply for a credit card account. Here Read more »

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Best Ways to Consolidate Credit Card Debt

Owning multiple credit cards is a matter of pride and people love flaunting their wallets with the different credit cards of silver, gold and platinum statuses. It is a blessing to have a credit card where you don’t have to carry cash and buy anything on credit and pay later. Many credit card companies lure Read more »

Posted: Debt Tips
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Consolidate Your Debt – Do You REALLY Need Professional Debt Help?

There are a number of companies that are willing to help people with the work that they need to do. One of the most common problems that consumers face today is that they are so far into debt that they are unable to function. One of the most common problems is that consumers charge up Read more »

Posted: Debt Tips
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Study: One-Third of Consumers Struggling to Pay Monthly Bills Sometimes

More than a third of consumers are struggling to pay their monthly bills either sometimes, often or always, according to a new survey by Toluna. BillFloat Inc. sponsored the study and found that one-fourth of people would be willing to turn of their TV for a whole month if it meant someone else would pay Read more »

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Paying Off Christmas 2011 Purchases Could Take Four Years

Don’t let the ghost of Christmas past haunt you into 2012. According to CreditDonkey.com, the average American could be haunted by the decisions and purchases they make for Christmas 2011 for the next four years, paying $195 in interest charges alone simply because of the holiday debt they rack up. The debt from this holiday Read more »

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Debt Everywhere! Tips to Escape from the Inescapable

Many people consider debt to be one of the most difficult things to escape from. Some people do everything from robbing banks to selling drugs in order to find the money they need to repay their debts. While you should be concerned about the amount of debt that you have, you should not feel that Read more »

Posted: Debt Tips
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